How much does IUI really cost in Oklahoma?

Your fertility specialist may recommend IUI before proceeding to IVF, as IUI is a less invasive and more affordable procedure. In Oklahoma, the cost of IUI can range from $200 to $1,000 per cycle. However, fertility medications can increase the total cost by an additional $500 to $4,000 per cycle. It's important to note that the success rates of IUI are lower than those of IVF, so many individuals may need to pursue IVF if IUI fails.

Is IVF covered by insurance in Oklahoma?

Most private insurance plans in Oklahoma do not cover IVF. However, some large employers, such as the state's Employee Insurance Plan, must provide coverage for diagnosis and testing. Additionally, certain insurers, such as Blue Cross Blue Shield (BCBS), partner with clinics, so coverage availability depends on the specific plan your employer offers and the insurer they use. There are exceptions for cancer patients who need fertility preservation.

Is there affordable IVF in Oklahoma?

While IVF can be expensive and unpredictable, there are ways to make your family-building journey more affordable. For instance, BUNDL offers multi-cycle IVF packages that help reduce costs by bundling multiple cycles into a single payment.

How do I finance IVF in Oklahoma?

To finance IVF, many individuals and couples utilize personal savings, loans, grants, credit cards, crowdfunding, and home equity.

What if IVF is unsuccessful?

At BUNDL, we believe you should only pay for fertility treatment if it's successful. That's why we offer BUNDL Guard&Dagger; for our 2-Retrieval and 3-Retrieval IVF Packages. Your principal investment is 100% refunded when you select our BUNDL Guard&Dagger; service.

Financial Options for Fertility in Oklahoma

Learn About Fertility Financing, Multi-Cycle IVF Plans, and Refund Programs in Oklahoma

BUNDL is dedicated to simplifying the search for affordable fertility care in Oklahoma. We partner with top fertility clinics in your area to offer discounts on multi-cycle plans. Our expertise lies in providing financing solutions for fertility treatments, along with flexible pricing options for intrauterine insemination (IUI) and in vitro fertilization (IVF). This way, you can concentrate on growing your family without the added financial stress.

What Is the Real Cost of IVF in Oklahoma?

IVF is one of the most effective fertility treatments available, but due to its advanced technology, it can be expensive. In Oklahoma, the cost of a single IVF cycle ranges from $11,000 to $17,000, not including additional expenses such as medications or genetic testing. Furthermore, many patients may need to undergo multiple IVF cycles before achieving a successful pregnancy.

According to the Society for Assisted Reproductive Technology (SART), only about 26% of individuals and couples who undergo IVF succeed on their first attempt. This success rate can vary significantly by age; female patients over 35 generally have much lower success rates. Typically, a successful pregnancy and birth are achieved after two to three IVF cycles for most fertility patients.

Many individuals and couples only plan financially for one cycle, unaware that they'll likely need to undergo multiple cycles. This can be daunting, but BUNDL is here to help minimize the financial stress and unpredictability that often accompany paying for fertility treatment. We can walk you through the financial side of IVF and combine the costs of multiple cycles into a single discounted package price. You can also protect your investment with our plans, which include shared-risk protection.

Read our post “What is the true cost of IVF treatment?”

Are IVF and Other Fertility Treatments Covered by Insurance in Oklahoma?

Oklahoma does not require insurance companies to cover IVF, so most plans do not include it, leaving patients to pay out of pocket. However, insurers are obligated to cover certain diagnostic services, medications, and some treatments. Nevertheless, employers are not required to include these services in their insurance plans. As of 2024, insurance coverage is mandated for fertility preservation, such as sperm or egg freezing, when a medical treatment (like cancer therapy) causes infertility. It's important to speak with your insurance provider regarding specific coverage for IVF and other fertility treatments.

For more general information, read our post “Fertility Treatment Insurance Coverage: A complete state-by-state guide”.

What Are My Financial Options for Fertility Treatment in Oklahoma?

When it comes to financing IVF and fertility care in Oklahoma, there are several options available to help make your fertility journey more affordable. Some of the most common financing methods include:

Personal savings
Loans
Credit cards
Grants
Crowdfunding and fundraising
Retirement funds
Home equity

Read our post "Fertility and Financial Wellness: Tips for Managing Costs".

BUNDL is making fertility affordable.

Wherever you are in your journey, BUNDL has resources to help.

Contact BUNDL in Oklahoma

Multi-Cycle IVF & Refund Plans in Oklahoma

BUNDL’s mission is to alleviate financial stress, allowing you to concentrate on what matters most—your family-building journey. We make IVF and fertility care more affordable by offering packages that bundle multiple treatment cycles at a reduced cost:

The 1+1 Package: BUNDL’s 1+1 Package combines one IUI cycle and one IVF cycle. It’s a great option for patients who want an easy, affordable way to transition to IVF in the event of an unsuccessful IUI cycle.
The 2-Retrieval and 3-Retrieval Packages: BUNDL’s 2-Retrieval and 3-Retrieval Packages combine multiple cycles of IVF into a single, reduced-cost upfront payment. This is a great option for couples who are likely to need more than one cycle of IVF.
BUNDL with Medications^SM: The BUNDL with Medications^SM Package is a partnership with InspireRx™ that allows aspiring parents to consolidate treatment and medication costs into one plan.

BUNDL’s fertility treatment packages come with shared risk protection plans for even greater peace of mind. Learn more about our industry-first IVF risk protection and refund programs, Success Guard and BUNDL Guard.

Fertility Financing FAQ

Your fertility specialist may recommend IUI before proceeding to IVF, as IUI is a less invasive and more affordable procedure. In Oklahoma, the cost of IUI can range from $200 to $1,000 per cycle. However, fertility medications can increase the total cost by an additional $500 to $4,000 per cycle. It's important to note that the success rates of IUI are lower than those of IVF, so many individuals may need to pursue IVF if IUI fails.
Most private insurance plans in Oklahoma do not cover IVF. However, some large employers, such as the state's Employee Insurance Plan, must provide coverage for diagnosis and testing. Additionally, certain insurers, such as Blue Cross Blue Shield (BCBS), partner with clinics, so coverage availability depends on the specific plan your employer offers and the insurer they use. There are exceptions for cancer patients who need fertility preservation.

Find Affordable IVF and Fertility Care in Oklahoma

With BUNDL, finding affordable IVF and fertility care in Oklahoma has never been easier. Schedule an appointment today with one of our patient care experts to learn more about how BUNDL can help you finance your fertility journey.

† Subject to additional terms and conditions.
‡ Subject to eligibility requirements and additional terms and conditions.